START YOUR 9% ARMED FORCES PPI CLAIM TODAY
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HOW TO START YOUR 9% PPI CLAIM
Payment Protection Insurance Claims – How to Reclaim PPI
10 REASONS WHY YOU SHOULD USE PPI CLAIMS HELP?
1. We work on a 9% NO VAT basis upto £1000.
2. Any claims above £1000 will be charged at 30% and this must be made clear to all clients.
3. We DO NOT charge any UPFRONT FEES!
4. With PPI Claims Help there are NO HIDDEN FEES!
5. We could have your Money back in 14 Days!*
6. We have helped claim back over £5 million for our customers.
7. We are only company to charge 9% NO VAT upto £1000 in this Industry!
8. At PPI Claims Help you will have the same account manager from Start to Finish.
9. We DO NOT cold call.
10. We do ALL the work on your behalf so you don’t have to!
WHAT IS PAYMENT PROTECTION INSURANCE (PPI)?
Payment Protection Insurance (PPI) is designed to cover your monthly repayments on credit agreements such as car finance, credit cards, loans and mortgages, in the event of Injury, Redundancy or Sickness. Now this seems like a useful policy, however often banks added PPI to your Credit Agreements without you knowing, increasing your overall debt by upto as much as 50%. Also millions of consumers who have PPI policies added to their agreements are not eligible, Self employed, over 60, those not asked previous medical conditions.
These are just some of those who would never be able to make a claim if it was ever needed, yet the banks still sold you the policy and charged you vast monthly repayments to cover the insurance policy.
At PPI Claims Help we charge a fee of 9% NO VAT upto £1000 anything abover £1000 we charge at 30% NO VAT. All our clients have the right to use another Claims Management Company and we do not have the right to inform you that you should use our company throughout your claim, you have the right to shop around and we must make it very clear we do work on an incremental system, so for example:
PPI Claim= £1000 you will be charged = 9% NO VAT ONLY!
PPI Claim= £1001+ you will be charged= 30% NO VAT ONLY!
This is also clearly explained in our Terms and Conditions found at the bottom of the page.
HOW DO I KNOW I HAVE A CLAIM?
If you remember paying Payment Protection Insurance (PPI) on any of your credit agreements ( Car finance, credit cards, loans, mortgages) then it will be more than likely you have a PPI Claim and you could be entitled to £1000′s in repayments and compensation.
WHAT DO I HAVE TO DO?
Give PPI Claims Help a call Today and we will assess your claim and progress from there. You will receive a pack the next day with a prepaid envelope to sign and send back, we will get your case started the same week. Then you just sit back relax and wait for a positive outcome within 8 weeks from the start date of your PPI Claim.
I DONT HAVE ANY ORIGINAL PAPERWORK CAN I STILL MAKE A PPI CLAIM?
YES you can still make a claim, aslong as you remember the account number and the address you were at when you took out the policy then we can get your PPI Claims started.
WHO HAS MIS SOLD PAYMENT PROTECTION INSURANCE (PPI)?
There are many creditors who have mis sold Payment Protection Insurance (PPI), including small financial advisers. However, here is a list of some financial institutes that have set aside huge sums to help deal with the vast amount of PPI Claims in the UK:
LLOYDS TSB ( £3.9 BILLION SET ASIDE FOR REFUNDS)
BARCLAYS PLC (£1 BILLION SET ASIDE FOR REFUNDS)
RBS/NATWEST (£1 BILLION SET ASIDE FOR REFUNDS)
SANTANDER (£731 MILLION SET ASIDE FOR REFUNDS)
HSBC (£279 MILLION SET ASIDE FOR REFUNDS)
If you think that you may have a case for making PPI Claims for unfair charges you should consider engaging a professional to do the job. There are many adviser who specialise in the area of Payment Protection Insurance (PPI) claims and you can rely upon PPI Claims Help expertise and knowledge to give you the best chance of success.
It may not be as expensive as you believe to engage as a solicitor, as most who operate in the PPI compensation arena will offer you a no win, no fee in which you pay only if you are successful with your claim.
The law has decreed that. following the revelations of mis-selling, it is your basic right to reclaim Payment Protection Insurance charges that may have been unfairly levied upon you, and the best way to do this is to look to the professionals for help.
Once you have spoken to our Claims Adviser to handle your case you will simple need to provide them with all the information regarding the policy and where, and when, it was sold, and you may find that you are entitled to a considerable payout. To speak to one of our advisers about your mis sold PPI policies, call us for free on 0800 054 2007, there’s no obligation to claim and we’ll even find out for free if you have any hidden policies.
PPI CLAIMS HELP TEAM:
At PPI Claims help we provide a professional service that is second to none. From start to finish of your PPI Claim you will deal with one and only one Case Handler meaning that you will be able to contact that adviser at any point, throughout your claim. You will receive their direct line and can contact to ask any question that you may have.
At PPI Claims Help we aim to provide the best service possible, so we do not work on commission driven sales, unlike some PPI Companies who’s advisers are paid to get a certain amount of packs out per day, meaning they are informing clients they could have PPI when infact they are just trying to meet their daily quota.
All our advisers are fully monitored by the Ministry Of Justice (MOJ) and we are also registered with the Information Comissioners Office (ICO) in respect to the data protection act.
All our advisers are UK based and there is no annoying hold music, your phone call is answered within 1 ring and you are ready to go with your PPI Complaint.
PPI IN THE NEWS:
Since the Judicial Review in April 2011, banks have paid out nearly £6 billion of the £10 billion originally set aside, however the Financial Ombudsman has released figures that PPI Complaints are only increasing and the banks may have drastically underestimated the PPI Bill.
With Lloyds TSB PLC potentially running out of their provisions as early as November, aswell Barclays running out in December, RBS within the next 6 months and HSBC by August 2013.
This will go down as the biggest scandal in Banking history and yet millions of consumers across the UK will still not claim. Mainly because banks warn consumers not to use Claims Management Companies, even though we charge 15% which is the lowest Fee in the UK.
Banks wish to avoid Claims Management Companies (CMC’s) because they know that it is in the CMC’s best interest to get the maximum compensation for their clients, which means that banks cannot fob their clients off with Goodwill Gestures, that are worth a fraction of what the PPI Claim should be worth.
Many people do not have the time or inclination to make a PPI Claim themselves, which means that money that is owed to them will never be repaid and will stay in their pockets and be paid towards Banking Bonuses. Using PPI Claims Help means that you not only get a service that is only costing you 9% NO VAT, but we do all the work for you, all we require is an account numyber if your agreement was within the last 6 years. If your agreement is longer than 6 years ago then we do require paperwork, other Claims Management Companies inform their clients that they can find everything out on their behalf and that you do not need a policy number to get a PPI Claim started. This is completely false as no bank in the UK will accept a PPI Complaint without an agreement number.
*based upon a single client who was paid out on an MBNA credit card within 14 days!
** WE MUST MAKE IT CLEAR THAT WE ONLY CHARGE 15% NO VAT UPTO £1000, ANY PPI COMPLAINT WE HANDLE ON BEHALF OF OUR CLIENTS THAT EXCEEDS £1000 WILL BE CHARGED AT 30% NO VAT AND NO MORE.
WHY HAVE THE RAF BEEN MIS SOLD?
Being in the RAF means that you should never have been sold Payment Protection Insurance (PPI) this is because PPI is designed to cover your credit repayments in the event of injury, redundancy or sickness and means that it will cover your repayments for upto 12 months from the date of the first claim being placed.
Those in the RAF are classed as Civil Servants and means that they should never have been sold any type of insurance policy that relates to covering a persons credit repayments on agreements such as car finance, credit cards, loans and mortgages.
This is because being in The RAF and being classed as a Civil Servant means that the job you are in will cover your credit repayments in the same events as PPI would cover you for, therefore PPI should never have been offered to anyone who was serving in the RAF.
I DONT HAVE ANY PAPERWORK CAN I STILL CLAIM?
Yes you can still make a claim if you were in the RAF when you took out the policy and you remember the account number then you can start your PPI claim right away. All you need to do is request a free call back from one of our professional agents and they will contact you at a time that is suitable to yourself.
WHAT DO I NEED TO DO TO START MY RAF CLAIM?
All you need to do is request a free call back above or give our free phone number a quick call to get your claim started right away, we have a 98% success rate and this is because we take pride in the work we do, we will fight tooth and nail to try and get your PPI compensation back.
WHAT IS THE BIGGEST CLAIM YOU HAVE DONE FOR SOMEONE IN THE RAF?
Our biggest claim to date is £187,000 for a client who did not know they were paying PPI on their credit card with MBNA. They were in the Armed Forces, seen our advertisement and gave us a call. Within 6 weeks we had 3 different cheques totalling £187,000, safe to say that they were very happy with the result.
HOW MUCH DO YOU CHARGE THE RAF TO MAKE A CLAIM?
We charge the lowest fee in the UK at just 9% you will receive a 98% successful claim rate company that has helped thousands of clients claim back their mis sold PPI.
So give us a call today to see if you have a claim and see if you are owed £1000′s in repayments and compensation.
Those who are in a job that covers them as Civil Servants means that policies such as Payment Protection Insurance (PPI) and other credit repayment insurance policies should never have had them sold to them.
This is because being a civil servant such as being in The Royal Navy means that you are covered by your employer in the same event that Payment Protection Insurance (PPI) would cover you for. Being in the Royal Navy means that your employer will cover you if you are sick, redundant or injured during your line of work, so therefore Payment Protection Insurance (PPI) policies should never have been sold to those who are in The Royal Navy, as the policy would have been completely useless if you needed to make a claim on it.
WHY HAVE THOSE IN THE ROYAL NAVY BEEN MIS SOLD?
Being in the Royal Navy means that you are classed as something called a Civil Servant and this means that your income from your job is covered in the same event as any insurance policy that is designed to cover those in the Royal Navy so therefore the policy such as Payment Protection Insurance (PPI) is completely useless and means that you have been mis sold and ripped off!
I HAVE LEFT THE ROYAL NAVY CAN I STILL CLAIM?
The easy answer to this is YES if you took our your policy when you were in The Royal Navy, then you have 100% been mis sold your insurance policy and means that you are entitled to £1000′s in repayments and compensation. We have helped thousands of clients who are in The Royal Navy claim back over £25 Million in mis sold payment protection Insurance (PPI).
Being in The Royal Navy means that you 100% should never have even been offered the policy to begin with and creditors and banks knew this and continued to sell to those who are in the Royal Navy, purposely misleading their customers to believe that the PPI policies would be useful for those who were classed as Civil Servants but were infact not at all and meant that those who had taken out the policies were being ripped off for £1000′s in payments.
BEING IN THE ROYAL NAVY MEANS THAT I DON’T HAVE TIME TO MAKE MY CLAIM?
This is normal and a lot of our clients who are in The Royal Navy are either away on tour or have a busy exercise regime and therefore do not have time to do their claims for themselves, that’s were we come in, all we require is a signature and we are good to go for your PPI claim, it’s as easy as that!.
HOW LONG WILL MY PPI CLAIM TAKE?
Each case is different, however banks and other creditors by law have 8-12 weeks to deal with PPI complaints made. So the quicker you get your pack back into us the better as we can get your case started right away.
BECAUSE I AM IN THE ROYAL NAVY DO I GET MORE FOR MY PPI CLAIM?
No, being in the Royal Navy means that you were mis sold but does not mean that are entitled to more compensation. However, if you have had a credit agreement such as car finance, credit cards, loans and mortgages then you will have paid PPI over the years and this means that you are entitled to make a claim and you will 100% be paid out if you have paid PPI whilst you were in The Royal Navy.
I HAD SAVINGS WHEN I WAS IN THE ROYAL NAVY SO DID I NEED PPI?
100% NO if you had savings when you were serving in the Royal Navy then not only were you initially mis sold because you are classed as a Civil Servant, but you were mis sold because you had savings elsewhere. Having savings elsewhere means that you would never have needed Payment Protection Insurance (PPI) because this insurance policy covers you in the event that you are made redundant, injured or sick.
Request a free call back Today to see if you have a claim
Many of our clients that come through to us who want to place a Payment Protection Insurance (PPI) complaint are those who are Self Employed. Our current success rate for those PPI complaints that we take on who are Self Employed is 100% as being Self Employed means that you should never have been sold the policy in the first place and here is why.
IF I AM SELF EMPLOYED THEN WHY HAVE I BEEN MIS SOLD?
Each individual PPI claim is different and we know this because all our clients tend to inform us of different reasons as to why they were mis sold, however being Self Employed means that Payment Protection Insurance (PPI) should never have been offered to you by your creditors as those who are self employed are considered as a higher risk when it comes to offering a policy that could be paid out on.
So for example if you were sold PPI on car finance, credit cards, loans or mortgages whilst you were self employed and the creditor knew about this you have 100% been mis sold your policy and you are entitled to £1000′s in repayments and compensation.
HOW DO I KNOW I HAVE BEEN MIS SOLD MY PPI POLICY?
This is very easy, all you need to do is look back on previous statements from credit cards, or if you have any original agreements then it should show if PPI was being paid on there. It’s very easy to do and even if you do not have any documentation regarding your Policy then we can still get your claims started right away aslong as you have an account number.
If you were self employed and you are paying PPI currently you have a claim right away and we will get it started as soon as we receive all your documentation, as previously mentioned we have a 100% success rate when it comes to handling PPI claims for those who are Self Employed and we pride ourselves on helping those who are self employed at a difficult time in the current economic climate.
IM NOT SELF EMPLOYED ANYMORE CAN I STILL CLAIM?
Yes 100% you can still make a claim if you are not self employed, if you think you have been mis sold then there is a claim to be made and we can get it started right away for you.
I WAS TOLD THAT BEING SELF EMPLOYED MEANT I SHOULD HAVE PPI?
This is false and another monumental reason why banks and other creditors have mis sold those who are self employed on their PPI policies as those policies are not fully suitable for those who are self employed and you could have never claimed on the policy either way.
HOW LONG WILL MY CLAIM TAKE?
Banks have 8-12 weeks to deal with all PPI complaints and as previously mentioned we have a 100% success rate when it comes to handling those who are self employed and their PPI complaints.
So call us TODAY to see if you have a claim it could be worth £1000′s in repayments and compensation.
Those who are in The NHS and have been paying PPI have been massively scammed by all creditors and Banks in the UK and here is why:
- Banks should not offer PPI to those who are working for or in the NHS.
- Those who work for the NHS are covered by their employers for the same instances.
- PPI is not suitable for those in the NHS as you CANNOT claim on the policy.
These are just a few reasons as to why those who work in the NHS have been mis sold PPI policies on their credit agreements.
WHAT WAS PPI MIS SOLD ON IF I WAS IN THE NHS?
PPI is designed to cover a persons credit repayments in the event of injury, redundancy or sickness. However, working for the NHS means that you are covered by your employer in the same instances that PPI would cover you for.
PPI would have been mis sold by your bank or creditor on agreements such as car finance, credit cards, loans or mortgages and means that banks or other creditors should have taken into consideration that your job would make you ineligible to make a claim on your policy in the event that you may need to.
I HAVE LEFT THE NHS NOW DOES THAT MEAN I CAN’T CLAIM?
Yes you can still claim even though you do not work for the NHS anymore and this is because if you took out the policy when you were still working for the NHS then you were mis sold as the crditor should have taken into consideration that your profession would mean that you cannot make a claim on the policy even if you wanted to.
If you are still working for the NHS and you have had a credit agreement such as car finance, credit cards, loans or mortgages in the last 10 years and you have either paperwork or just your account number then you will be able to make a claim.
HOW MUCH WILL MY CLAIM BE WORTH?
Each individual claim is different as some people pay more PPI than others, however what we assure each client is that we will fight tooth and nail to make sure that we get you the maximum amount of compensation available so that you are truely compensated for your mis selling.
CALL US TODAY TO START YOUR CLAIM RIGHT AWAY AND WE WILL FIGHT TO GET YOU £1000′S IN REPAYMENTS AND COMPENSATION.